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This nonprofit website has been created as a way of giving back to the community, to help people build better lives, without having to rely on buying products or services to do so. Free Fundamentals has no religious or cultural affiliation, or any non-upfront influence: its title is a reference to learning the basics from sports, and applying it to life. It is personally completely funded by its founder, from receiving government disability benefits.
Learn its inspiration . . .
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Educate Yourself:
Free information: from experts, reputable organizations, and respected resources.
Practical guidance: no fluff, no fads, no trends, and no time or energy wasted.
Learn and take simple and effective steps in each key life area: make better life choices, gain more confidence, get positive results, and also help your community.
Receive unbiased knowledge: limited advertisements (only on websites of resources) and no affiliate links, subscriptions, or sales.
New! Highlighted Stocks with Solid Fundamentals
Example Companies to Learn From About Fundamental Investing
Featured Highlighted Stock
with Solid Fundamentals
Royal Bank of Canada (NYSE: RY)
General Overview
. . . RBC has been around for over 150 years. It operates in the highly regulated Canadian banking system, which prevents competition outside of their six main large banks, and requires strong capital positions to prevent serious issues.
From Google AI Overview: “RBC's durable competitive advantages stem from a combination of its diverse business model, strong market position, customer-focused strategies, robust financial strength, and investments in technology and innovation.”
Financial Fundamentals
. . . (See the Blog Post)
Synopsis
RBC represents a stock that can be considered for both income, with its consistent dividend, as well as growth, with its increasing earnings and share repurchases. It likely will not have a total average return over 12-15% annually, if purchased at common prices, but it can be a solid long-term holding with its strong brand, diversified business model, financial stability, and earnings consistency.
Price Check
Use the chart on the website given below, to try to value RBC’s intrinsic value and the margin of safety . . .
From the Blog:
The Latest Articles:
Guest Articles by Annabelle Harris of Elders.Center:
Free Key Life Area Guides
Build Your Fundamental Foundation for a Better Lifestyle with These Quick and Easy Reliable and Proven Guides
Featured From Key Life Area: Social
Classes
Taking classes is a great way to make friends, as well as increase your knowledge and education. You can choose from a variety of different subjects, depending upon the type of people that you would like to meet.
Your local recreation centers, community centers, and libraries should offer a number of interesting classes, ranging from fitness, to arts, to computer skills, and much more.
If you have already graduated from college, consider continuing education classes, at your local community college or university, which would also cause less stress since they are not for credit.
Featured Free E-Book
The Beginner’s Quick and Easy Guide to Volunteering
“Do you feel like you’re missing purpose in your life? Do you want to have the opportunity to help others more? Would you like to gain skills and experience in the process, as well as meet new people?
This e-book was created with the person who is new to volunteering in mind. While it may be intimidating to choose from the wide array of volunteer opportunities out there, there is a process you can use to choose one that is right for you.
This easy-to-use guide will help you learn:
3 types of reasons you may want to volunteer, and how they can easily translate into the right opportunity for you
5 benefits that you can receive from volunteering, which can also help you determine the type of volunteer work you may want to do
4 kinds of requirements that organizations may have for volunteers, to help you eliminate positions for which you do not meet them
The right place and position that fits your wants and needs, whether you know specifically what you want to do, or not
4 possible steps to expect for your application process and orientation, which are usually a lot quicker and simpler than an employment application and training
6 “Volunteer Best Practices” to help you succeed in your volunteer position
25 Types of Volunteer Opportunities to Help Get You Started in Your Search for the Best Volunteer Position for You
My Volunteer Experience
Senior living communities
Hospitals
Food pantries
Mental health organizations
Financial coaching
Recreation centers
After reading this e-book, you will be equipped to handle the process of finding your ideal volunteer position, and receive the benefits and enjoyment from helping others for a good cause. I wish you the best on your volunteer journey!”
Free Investing Guides
Reach Your Lifetime Financial Goals with These Fundamental Investing Guides
Featured From Free Investing Guides
Your Surprisingly Simple Path to Financial Flexibility or Freedom: The Power of Compound Interest
What Is Compound Interest?
The longer the duration, the larger the increases in your money become as your interest and gains from later years builds upon your savings and investments and already added interest and gains from earlier years.
In fact, it has an almost exponential effect:
The Outrageously EASY Way To Get Rich | Compound Interest
The graph below shows how important it is to start saving and investing money as early as possible, to take advantage of the power of compound interest. As you can see, starting young gives a person a major advantage in increasing his or her net worth, and offers flexibility in saving and budgeting during later years.
The Importance of Starting Investing Early
For a lot of young people, saving and investing may be the last thing on their mind. They want to enjoy their money, and may live paycheck to paycheck. Showing them this graph and more information about compound interest may help to convince them otherwise.
If you are a parent, you may wish to share this with them during their teenage or early twenties years, to help them get on track to having a comfortable retirement, or even enjoying financial freedom beforehand.
Highlighted Stocks with Solid Fundamentals
Example Companies to Learn From About Fundamental Investing
Featured Free Investing Resources
“Phil Town is an investor and New York Times bestselling author. Phil and his Rule #1 team offer investment education through virtual and in-person workshops, online tools, videos, podcasts, and more. Rule #1 has taught over 2 million people how to invest in wonderful businesses at an attractive price to generate consistent returns and help gain financial freedom.
The Rule #1 Ultimate Guide to Investing is for every investor that wants to make better investments by thinking smarter instead of working harder.
Cut through the clutter and fast track your investing journey with this free step-by-step Rule #1 investing guide for beginners.”
“The Joseph Carlson Show is a series about growing wealth through purchasing stocks. We discuss breaking investment news, commentary on current events, answer community questions, and show the progress of a 6 figure portfolio be built into a million-dollar portfolio.”
This free YouTube guide has an amazing series of educational videos on how to learn and apply fundamental value investing to purchase stocks in outstanding companies at reasonable prices.
You may want to start with the following videos:
(Disclaimer: These resources are provided for informational and example purposes only. I do not have any personal association or investment in these resources, or receive any compensation from them, or the mentioned securities. I am not a financial advisor, and am not promoting the purchase or sale of any kind of securities. Also, I recommend that investing in stocks or ETFs should be done within the framework of a comprehensive financial plan, with risks taken into account. You may also want to consult with a Certified Financial Planner.)
Featured Article From Resources to Help your Community
“Ways to give back to your community beyond volunteering (Google.com AI)”
While volunteering is a great way to contribute to your community, there are many other popular ways to make a positive impact:
• Donating blood or plasma: This selfless act can save lives and is a direct way to contribute to the well-being of others in your community. Organizations like the American Red Cross regularly host blood drives.
• Supporting local businesses: Shopping at local stores, farmers' markets, and restaurants helps stimulate the local economy, create jobs, and maintain the unique character of your neighborhood. This also fosters innovation and competition, leading to diverse and unique products and services.
• Making financial donations to local charities and non-profits: Financial contributions can have a direct and immediate impact on organizations and causes you care about. Many charities, like those listed in, ensure a high percentage of donations go directly to their causes.” . . .
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